About CoverBima
Insurance assistance and consultation for individuals, families and businesses — built on simple conversations and clear information.
One place for the questions insurance usually leaves unanswered
CoverBima is an insurance assistance and consultation service. We are not an insurance company, and we do not sell policies on this website. What we do is help you understand the cover you have, the cover you may need, and the process you will go through when you need to claim.
The idea came from a familiar experience: buying insurance is quick, but understanding it is not. A policy is read closely only when something has gone wrong — and by then the decisions have already been made. Our aim is to move that understanding earlier.
What CoverBima is not
- Not an insurer — products are issued by the respective insurance companies
- Not a guarantee of claims — assessment, approval and settlement rest with the insurer
- Not a paid advice wall — the initial consultation for individuals and families is free
- Not a data business — your details are used to answer your query, not sold
How We Work
Practical principles, applied to every conversation.
Conversation over forms
Insurance is decision-making, not data entry. We start with a discussion.
Plain language
We explain terminology instead of hiding behind it - limits, exclusions, deductibles, waiting periods.
Available after the sale too
Assistance does not stop with the initial enquiry. Renewals and claim questions are part of the service.
Individuals and businesses
From a first two-wheeler policy to a multi-location business review, from one platform.
Honest about limits
We do not decide claims and we do not guarantee them. We say so clearly.
Your details kept for one purpose
Shared only to answer your query - not sold, not published.
Services in one list
- Motor, health, life and commercial insurance requirement discussions
- Existing policy reviews — coverage, exclusions, deductibles, waiting periods
- Renewal consultations, including NCB and sums-insured reviews
- Claim consultation — procedures, documentation, policy questions, next steps
- Business consultations across property, transit, liability, group health and vehicles
Where we are
123 Business Park, Gurugram, Haryana - 122001. Queries are handled online so requirements can be discussed from anywhere in India. Office hours: Mon to Sat, 10:00 AM - 6:30 PM IST.
A Conversation Is a Good Place to Start
Talk to us about your insurance needs.
Whether you are buying for the first time, reviewing what you have, or dealing with a claim.
Straight Answers.