/* ==========================================================================
   CoverBima - master stylesheet (compiled inline into every page by build.py)
   ========================================================================== */

/* ---------- 1. Tokens ---------- */
:root{
  --navy:#0B2E5E;
  --navy-2:#0A2447;
  --navy-deep:#061831;
  --blue:#1552B0;
  --blue-soft:#2E6FD0;
  --teal:#0FA3A0;
  --teal-dark:#0A8A88;
  --teal-soft:#E6F6F5;
  --mint:#DCF1E4;
  --mint-dark:#2F7D5B;
  --wa:#25D366;
  --wa-dark:#1CA851;
  --sky:#EDF5FC;
  --sky-2:#F6FBFF;
  --line:#DDE8F3;
  --line-2:#EAF1F8;
  --ink:#12263F;
  --body:#3C4F66;
  --muted:#63758C;
  --white:#ffffff;
  --amber:#F5A524;
  --shadow-sm:0 1px 2px rgba(11,46,94,.06), 0 2px 8px rgba(11,46,94,.05);
  --shadow:0 6px 24px rgba(11,46,94,.09);
  --shadow-lg:0 18px 48px rgba(11,46,94,.16);
  --radius:14px;
  --radius-lg:20px;
  --radius-pill:999px;
  --serif:Georgia,"Times New Roman",Cambria,serif;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,"Noto Sans",sans-serif;
  --script:"Segoe Script","Bradley Hand","Brush Script MT","Lucida Handwriting",cursive;
  --container:1200px;
  --header-h:74px;
}

/* ---------- 2. Base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--sans);
  color:var(--body);
  background:var(--white);
  font-size:16px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
body.cb-locked{overflow:hidden}
h1,h2,h3,h4,h5{font-family:var(--serif);color:var(--navy);margin:0 0 .5em;line-height:1.2;font-weight:700;letter-spacing:-.01em}
h1{font-size:2.75rem}
h2{font-size:2.05rem}
h3{font-size:1.32rem}
h4{font-size:1.1rem}
p{margin:0 0 1rem}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--teal-dark)}
img{max-width:100%;display:block}
ul,ol{margin:0 0 1rem;padding-left:1.15rem}
li{margin-bottom:.4rem}
strong{color:var(--navy)}
hr{border:0;border-top:1px solid var(--line);margin:2rem 0}
:focus-visible{outline:3px solid var(--blue-soft);outline-offset:2px;border-radius:4px}
.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 24px}
.narrow{max-width:860px;margin:0 auto}
.center{text-align:center}
.mt-0{margin-top:0}.mb-0{margin-bottom:0}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:12px 18px;z-index:9999;border-radius:0 0 8px 0}
.skip-link:focus{left:0;color:#fff}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}

/* ---------- 3. Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  font-family:var(--sans);font-weight:600;font-size:.95rem;line-height:1;
  padding:.85rem 1.4rem;border-radius:9px;border:1px solid transparent;
  cursor:pointer;text-align:center;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease;
  white-space:nowrap;
}
.btn:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.btn:active{transform:translateY(0)}
.btn-lg{padding:1rem 1.7rem;font-size:1rem}
.btn-sm{padding:.6rem 1rem;font-size:.85rem}
.btn-block{width:100%}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-2);color:#fff}
.btn-mint{background:var(--mint);color:#1F5C43;border-color:#C7E6D3}
.btn-mint:hover{background:#CDEBDA;color:#1F5C43}
.btn-teal{background:var(--teal);color:#fff}
.btn-teal:hover{background:var(--teal-dark);color:#fff}
.btn-outline{background:#fff;color:var(--navy);border-color:#C9D8E8}
.btn-outline:hover{background:var(--sky);color:var(--navy)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{background:var(--wa-dark);color:#fff}
.btn-link{background:none;border:0;color:var(--blue);font-weight:600;padding:0;cursor:pointer;display:inline-flex;align-items:center;gap:.4rem}
.btn-link:hover{color:var(--teal-dark);transform:none;box-shadow:none}
.btn-row{display:flex;flex-wrap:wrap;gap:.75rem;align-items:center}

/* ---------- 4. Header ---------- */
.site-header{position:sticky;top:0;z-index:900;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 1px 0 rgba(11,46,94,.04)}
.header-inner{display:flex;align-items:center;gap:1.25rem;min-height:var(--header-h)}
.brand{display:flex;align-items:center;gap:.65rem;flex-shrink:0}
.brand-mark{width:38px;height:38px;flex:0 0 38px}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-name{font-family:var(--serif);font-size:1.5rem;font-weight:700;letter-spacing:-.02em;color:var(--navy)}
.brand-name .t{color:var(--teal)}
.brand-sub{font-size:.6rem;letter-spacing:.02em;color:var(--muted);margin-top:4px;text-transform:none}
.site-nav{margin-left:auto;display:flex;align-items:center;gap:.15rem}
.site-nav a.nav-link{
  display:inline-flex;align-items:center;gap:.3rem;color:var(--navy);font-weight:600;font-size:.9rem;
  padding:.6rem .7rem;border-radius:8px;position:relative;
}
.site-nav a.nav-link:hover{background:var(--sky);color:var(--navy)}
.site-nav a.nav-link[aria-current="page"]{color:var(--teal-dark)}
.site-nav a.nav-link[aria-current="page"]::after{content:"";position:absolute;left:.7rem;right:.7rem;bottom:.25rem;height:2px;background:var(--teal);border-radius:2px}
.nav-item{position:relative}
.nav-item > .nav-link .caret{transition:transform .2s ease;font-size:.65rem;opacity:.7}
.nav-item:hover > .nav-link .caret,.nav-item:focus-within > .nav-link .caret,.nav-item.open > .nav-link .caret{transform:rotate(180deg)}
.nav-item.open > .nav-link{background:var(--sky);color:var(--navy)}
.dropdown{
  position:absolute;top:calc(100% + 8px);left:0;min-width:320px;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:.5rem;opacity:0;visibility:hidden;transform:translateY(-6px);
  transition:opacity .18s ease,transform .18s ease,visibility .18s ease;
}
.nav-item:hover .dropdown,.nav-item:focus-within .dropdown,.nav-item.open .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
/* Invisible bridge across the 8px gap between the trigger and the panel. Without
   it the pointer leaves the .nav-item while travelling down to the menu, the
   hover state drops and the panel vanishes before a link can be clicked. */
.dropdown::before{content:"";position:absolute;left:0;right:0;top:-11px;height:11px}
.dropdown a{display:block;padding:.65rem .75rem;border-radius:10px;color:var(--navy)}
.dropdown a:hover{background:var(--sky)}
.dropdown a strong{display:block;font-size:.92rem;font-weight:600}
.dropdown a span{display:block;font-size:.78rem;color:var(--muted);font-weight:400}
.header-actions{display:flex;align-items:center;gap:.5rem;flex-shrink:0}
.icon-link{display:inline-flex;align-items:center;gap:.4rem;font-size:.85rem;font-weight:600;color:var(--navy);padding:.5rem .6rem;border-radius:8px}
.icon-link:hover{background:var(--sky);color:var(--navy)}
.icon-link svg{flex:0 0 16px}
.nav-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:10px;padding:.5rem .6rem;cursor:pointer;color:var(--navy)}

/* ---------- 5. Section scaffolding ---------- */
.section{padding:76px 0}
.section-sm{padding:52px 0}
.section-sky{background:linear-gradient(180deg,var(--sky-2),var(--sky))}
.section-tint{background:var(--sky-2)}
.section-line{border-top:1px solid var(--line-2)}
.section-head{max-width:790px;margin:0 auto 42px;text-align:center}
.section-head.left{margin-left:0;text-align:left}
.section-head p{color:var(--muted);margin:0}
.eyebrow{display:inline-flex;align-items:center;gap:.5rem;font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--teal-dark);margin-bottom:.85rem}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--teal);border-radius:2px}
.section-head.center .eyebrow::after{content:"";width:26px;height:2px;background:var(--teal);border-radius:2px}

/* ---------- 6. Hero ---------- */
.hero{position:relative;background:linear-gradient(180deg,#E9F3FC 0%,#F4FAFE 55%,#FFFFFF 100%);overflow:hidden}
.hero::before{content:"";position:absolute;right:-140px;top:-120px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(15,163,160,.13),transparent 68%)}
.hero-grid{display:grid;grid-template-columns:1.08fr 1fr;gap:52px;align-items:center;padding:64px 0 54px;position:relative}
.hero h1{font-size:3.05rem;margin-bottom:1rem}
.hero h1 .accent{color:var(--blue)}
.hero-lead{font-size:1.06rem;color:var(--body);max-width:610px;margin-bottom:1.4rem}
.hero-points{display:grid;grid-template-columns:1fr 1fr;gap:.5rem 1.1rem;margin:0 0 1.7rem;padding:0;list-style:none}
.hero-points li{display:flex;align-items:flex-start;gap:.5rem;font-size:.92rem;font-weight:600;color:var(--navy);margin:0}
.tick{flex:0 0 18px;width:18px;height:18px;border-radius:50%;background:var(--teal);display:inline-flex;align-items:center;justify-content:center;margin-top:3px}
.tick svg{width:11px;height:11px}
.hero-call{display:flex;align-items:center;gap:.85rem;margin-top:1.6rem}
.call-badge{width:44px;height:44px;border-radius:50%;background:#fff;box-shadow:var(--shadow-sm);display:flex;align-items:center;justify-content:center;color:var(--navy);flex:0 0 44px}
.hero-call strong{display:block;font-family:var(--sans);font-size:.95rem;color:var(--navy)}
.hero-call span{font-size:.82rem;color:var(--muted)}
.hero-call a{font-weight:700;color:var(--blue)}
.hero-visual{position:relative}
.hero-photo{position:relative;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg);aspect-ratio:4/3.2;background:linear-gradient(135deg,#DCEBF7,#C9E2E1)}
.hero-photo img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}
.hero-script{position:absolute;left:-26px;top:26px;font-family:var(--script);font-size:1.5rem;line-height:1.25;color:#123B63;transform:rotate(-7deg);text-shadow:0 1px 0 #fff;max-width:160px}
.hero-script span{display:block}
.hero-cards{display:flex;flex-direction:column;gap:.7rem}
.hero-card{display:flex;gap:.8rem;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:12px;padding:.8rem .95rem;box-shadow:var(--shadow-sm);transition:transform .2s ease,box-shadow .2s ease}
.hero-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.hero-card .hc-ic{flex:0 0 38px;width:38px;height:38px;border-radius:10px;display:flex;align-items:center;justify-content:center}
.hc-blue{background:#E8F0FC;color:var(--blue)}
.hc-red{background:#FDECEC;color:#D64545}
.hc-teal{background:#E4F6F5;color:var(--teal-dark)}
.hc-navy{background:#E9EEF7;color:var(--navy)}
.hero-card strong{display:block;font-family:var(--sans);font-size:.94rem;color:var(--navy);line-height:1.3}
.hero-card span{font-size:.8rem;color:var(--muted);line-height:1.4}
.hero-card a{position:absolute;inset:0}
.hero-card{position:relative}

/* ---------- 7. Chip strip ---------- */
.chip-strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.chip-strip-inner{display:flex;align-items:center;gap:1.6rem;padding:18px 0;flex-wrap:wrap}
.chips{display:flex;align-items:center;gap:1.35rem;flex-wrap:wrap}
.chip{display:flex;align-items:center;gap:.5rem;font-weight:600;font-size:.92rem;color:var(--navy)}
.chip .ci{width:26px;height:26px;border-radius:7px;display:flex;align-items:center;justify-content:center}
.chip-strip-note{margin-left:auto;font-size:.86rem;color:var(--muted);line-height:1.4;text-align:right}
.chip-strip-note strong{display:block;color:var(--navy);font-size:.92rem}

/* ---------- 8. Media cards ---------- */
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);transition:transform .2s ease,box-shadow .2s ease;display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card-media{position:relative;aspect-ratio:16/10;background:linear-gradient(135deg,#E4EFF9,#D6EAE9);overflow:hidden}
.card-media img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}
.card-body{padding:20px 22px 24px;display:flex;flex-direction:column;flex:1}
.card-body h3{font-size:1.16rem;margin-bottom:.45rem}
.card-body p{font-size:.92rem;color:var(--muted);margin-bottom:1rem}
.card-body .btn-link{margin-top:auto;font-size:.9rem}
.badge{position:absolute;left:12px;top:12px;background:rgba(255,255,255,.94);color:var(--navy);font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:.32rem .6rem;border-radius:6px}

/* ---------- 9. Split panels (advice + claims) ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:stretch}
.panel{border-radius:var(--radius-lg);overflow:hidden;display:flex;flex-direction:column}
.panel-advice{background:linear-gradient(180deg,#F2F8FD,#E7F1FA);border:1px solid var(--line)}
.panel-advice-grid{display:grid;grid-template-columns:.85fr 1.15fr;align-items:stretch}
.panel-photo{position:relative;min-height:270px;background:linear-gradient(135deg,#D9E9F6,#CFE6E4)}
.panel-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.panel-body{padding:32px 30px}
.panel-body h2{font-size:1.72rem;margin-bottom:.4rem}
.panel-body h3{font-size:1.16rem;color:var(--teal-dark);font-family:var(--sans);font-weight:700;margin-bottom:.7rem}
.panel-body p{font-size:.93rem;color:var(--body)}
.pill-grid{display:grid;grid-template-columns:1fr 1fr;gap:.6rem;margin:1.2rem 0 1.5rem}
.pill{display:flex;align-items:center;gap:.55rem;background:#fff;border:1px solid #D7E5F2;border-radius:10px;padding:.6rem .75rem;font-size:.86rem;font-weight:600;color:var(--navy);line-height:1.3}
.pill svg{flex:0 0 16px;color:var(--teal-dark)}
.panel-claims{background:linear-gradient(135deg,var(--navy-deep),var(--navy-2) 55%,#0C3B62);color:#DCE9F5;position:relative}
.panel-claims::after{content:"";position:absolute;right:-90px;bottom:-120px;width:340px;height:340px;border-radius:50%;background:radial-gradient(circle,rgba(15,163,160,.28),transparent 70%)}
.panel-claims-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:18px;position:relative;z-index:1;height:100%}
.panel-claims-copy{padding:32px 8px 32px 30px}
.panel-claims h2{color:#fff;font-size:1.72rem;margin-bottom:.35rem}
.panel-claims h3{color:#7FE0DE;font-family:var(--sans);font-size:1.02rem;margin-bottom:.7rem}
.panel-claims p{color:#BFD6EA;font-size:.92rem}
.claim-list{list-style:none;padding:0;margin:0 0 1.4rem}
.claim-list li{display:flex;gap:.55rem;align-items:flex-start;font-size:.9rem;color:#E4EFF9;margin-bottom:.45rem}
.claim-photo{position:relative;padding:0 26px 26px 0;min-height:260px}
.claim-photo .cp-inner{position:absolute;inset:20px 26px 26px 0;border-radius:14px;overflow:hidden;background:linear-gradient(135deg,#123A63,#0B2E5E);box-shadow:var(--shadow-lg)}
.claim-photo img{width:100%;height:100%;object-fit:cover}
.claim-script{position:absolute;left:10px;top:0;font-family:var(--script);color:#9FE3E0;font-size:1.18rem;transform:rotate(-6deg);z-index:2;line-height:1.2}
.disclaimer-note{font-size:.76rem;color:#94B2CE;border-top:1px solid rgba(255,255,255,.16);padding-top:.9rem;margin:1rem 0 0}
.panel-actions{display:flex;flex-wrap:wrap;gap:1rem;align-items:center}

/* ---------- 10. Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;align-items:start}
.step{position:relative;padding:0 14px}
.step-ic{width:74px;height:74px;border-radius:50%;border:2px solid var(--teal);background:#fff;display:flex;align-items:center;justify-content:center;color:var(--teal-dark);margin-bottom:1.1rem;box-shadow:var(--shadow-sm)}
.step h3{font-size:1.12rem;margin-bottom:.3rem}
.step p{font-size:.9rem;color:var(--muted);margin:0}
.step-num{position:absolute;left:14px;top:-6px;background:#fff;padding-right:6px;font-family:var(--serif);font-size:1.5rem;font-weight:700;color:var(--navy);line-height:1}
.step-arrow{position:absolute;right:-13px;top:30px;color:#B9CFE4}
.step:last-child .step-arrow{display:none}

/* ---------- 11. Two-up feature ---------- */
.two-up{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.feature{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm);display:flex;flex-direction:column}
.feature-media{position:relative;aspect-ratio:16/8.5;background:linear-gradient(135deg,#E3EEF9,#D3E8E6)}
.feature-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.feature-body{padding:26px 28px 30px;flex:1;display:flex;flex-direction:column}
.feature-body h2{font-size:1.6rem;margin-bottom:.25rem}
.feature-body h3{font-family:var(--sans);font-size:1rem;color:var(--teal-dark);font-weight:700;margin-bottom:.6rem}
.feature-body p{font-size:.93rem}
.icon-grid{display:grid;grid-template-columns:1fr 1fr;gap:.5rem .9rem;margin:1rem 0 1.4rem;padding:0;list-style:none}
.icon-grid li{display:flex;align-items:center;gap:.5rem;font-size:.88rem;font-weight:600;color:var(--navy);margin:0}
.icon-grid svg{flex:0 0 16px;color:var(--teal-dark)}
.feature-body .btn-row{margin-top:auto}

/* ---------- 12. Why + Knowledge ---------- */
.why-kb{display:grid;grid-template-columns:.92fr 1.08fr;gap:44px;align-items:start}
.why-list{display:grid;grid-template-columns:1fr 1fr;gap:26px 22px}
.why-item .wi{width:52px;height:52px;border-radius:50%;background:var(--teal-soft);border:1px solid #CDEBE9;display:flex;align-items:center;justify-content:center;color:var(--teal-dark);margin-bottom:.8rem}
.why-item h3{font-family:var(--serif);font-size:1.04rem;margin-bottom:.25rem}
.why-item p{font-size:.86rem;color:var(--muted);margin:0}
.kb-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.kb-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;transition:transform .2s ease,box-shadow .2s ease}
.kb-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.kb-card .card-media{aspect-ratio:16/10}
.kb-card .kb-body{padding:14px 16px 18px;display:flex;flex-direction:column;flex:1}
.tag{display:inline-block;font-size:.6rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--teal-dark);background:var(--teal-soft);padding:.24rem .5rem;border-radius:5px;margin-bottom:.5rem}
.kb-card h3{font-family:var(--serif);font-size:.98rem;margin-bottom:.35rem;line-height:1.35}
.kb-card p{font-size:.8rem;color:var(--muted);margin-bottom:.7rem}
.kb-card .btn-link{font-size:.82rem;margin-top:auto}
.link-arrow{display:inline-flex;align-items:center;gap:.4rem;font-weight:600;font-size:.88rem;color:var(--blue)}
.link-arrow:hover{color:var(--teal-dark);gap:.6rem;transition:gap .2s ease}

/* ---------- 13. FAQ ---------- */
.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 26px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow-sm);overflow:hidden}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:1rem;background:none;border:0;padding:1rem 1.15rem;text-align:left;cursor:pointer;font-family:var(--sans);font-size:.95rem;font-weight:600;color:var(--navy)}
.faq-q:hover{background:var(--sky-2)}
.faq-q .fq-ic{flex:0 0 22px;width:22px;height:22px;border-radius:50%;background:var(--sky);color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:.85rem;transition:transform .25s ease,background .25s ease}
.faq-item.open .fq-ic{transform:rotate(180deg);background:var(--teal);color:#fff}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a-inner{padding:0 1.15rem 1.15rem;font-size:.89rem;color:var(--body)}
.faq-a-inner p:last-child{margin-bottom:0}

/* ---------- 14. CTA band ---------- */
.cta-band{background:linear-gradient(120deg,var(--navy-deep),var(--navy-2) 58%,#0B3F63);color:#DCE9F5;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;left:-80px;top:-100px;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(15,163,160,.22),transparent 70%)}
.cta-inner{display:grid;grid-template-columns:1fr auto;gap:44px;align-items:center;padding:56px 0;position:relative;z-index:1}
.cta-band h2{color:#fff;font-size:2.15rem;margin-bottom:.6rem}
.cta-band h3{color:#7FE0DE;font-family:var(--sans);font-size:1.05rem;font-weight:600;margin-bottom:.7rem}
.cta-band p{color:#BFD6EA;font-size:.95rem;max-width:620px;margin-bottom:1.3rem}
.cta-side{text-align:right}
.cta-contact{display:flex;flex-direction:column;gap:.55rem;align-items:flex-end;margin-top:1.2rem}
.cta-contact a{display:inline-flex;align-items:center;gap:.55rem;color:#DCE9F5;font-weight:600;font-size:.95rem}
.cta-contact a:hover{color:#7FE0DE}
.cta-script{font-family:var(--script);color:#9FE3E0;font-size:1.35rem;transform:rotate(-5deg);margin-top:1.1rem;display:block;line-height:1.25}

/* ---------- 15. Footer ---------- */
.site-footer{background:var(--navy-deep);color:#A9C2DA;font-size:.86rem;padding:52px 0 0}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1fr 1.15fr;gap:30px}
.footer-brand .brand-name{color:#fff}
.footer-brand .brand-name .t{color:#5FD3CF}
.footer-brand p{margin:1rem 0 1.1rem;color:#93B0CB;font-size:.83rem;line-height:1.6}
.socials{display:flex;gap:.5rem}
.socials a{width:34px;height:34px;border-radius:8px;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;color:#CBE0F2;transition:background .2s ease,color .2s ease}
.socials a:hover{background:var(--teal);color:#fff}
.site-footer h5, .site-footer h2.footer-h{color:#fff;font-family:var(--sans);font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:1rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:.55rem}
.site-footer a{color:#A9C2DA}
.site-footer a:hover{color:#7FE0DE}
.footer-contact li{display:flex;gap:.55rem;align-items:flex-start;line-height:1.5}
.footer-contact svg{flex:0 0 15px;margin-top:4px;color:#5FD3CF}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding:20px 0;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;align-items:center;font-size:.79rem;color:#88A6C2}
.footer-disclaimer{border-top:1px solid rgba(255,255,255,.08);padding:16px 0 26px;font-size:.74rem;color:#7A96B3;text-align:center}
.footer-brand-row{display:flex;align-items:center;gap:.6rem;margin-bottom:.6rem}

/* ---------- 16. Inner pages ---------- */
.page-hero{background:linear-gradient(180deg,#E9F3FC,#F7FBFE);border-bottom:1px solid var(--line);padding:46px 0 42px}
.page-hero h1{font-size:2.5rem;margin-bottom:.6rem}
.page-hero p{font-size:1.02rem;color:var(--body);max-width:800px;margin-bottom:0}
.breadcrumb{font-size:.8rem;color:var(--muted);margin-bottom:.9rem;display:flex;gap:.4rem;flex-wrap:wrap;align-items:center}
.breadcrumb a{color:var(--muted)}
.breadcrumb a:hover{color:var(--teal-dark)}
.prose h2{margin-top:2.2rem;font-size:1.6rem}
.prose h3{margin-top:1.6rem}
.prose ul,.prose ol{margin-bottom:1.2rem}
.prose li{font-size:.95rem}
.prose p{font-size:.97rem}
.callout{background:var(--teal-soft);border-left:4px solid var(--teal);border-radius:0 12px 12px 0;padding:1.05rem 1.25rem;margin:1.6rem 0;font-size:.92rem}
.callout-warn{background:#FEF6E7;border-left-color:var(--amber)}
.callout p:last-child{margin-bottom:0}
.checklist{list-style:none;padding:0}
.checklist li{display:flex;gap:.6rem;align-items:flex-start;font-size:.94rem;margin-bottom:.65rem}
.checklist svg{flex:0 0 18px;margin-top:4px;color:var(--teal-dark)}
.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.info-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow-sm)}
.info-card .wi{width:48px;height:48px;border-radius:12px;background:var(--teal-soft);color:var(--teal-dark);display:flex;align-items:center;justify-content:center;margin-bottom:.9rem}
.info-card h3{font-size:1.06rem;margin-bottom:.4rem}
.info-card p{font-size:.88rem;color:var(--muted);margin:0}
.info-card p a{color:var(--teal-dark);font-weight:600;text-decoration:none;word-break:break-word}
.info-card p a:hover{text-decoration:underline}
.step-list{counter-reset:sl;list-style:none;padding:0}
.step-list li{position:relative;padding-left:56px;margin-bottom:1.5rem}
.step-list li::before{counter-increment:sl;content:counter(sl,decimal-leading-zero);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.85rem}
.step-list h3{margin-bottom:.25rem;font-family:var(--serif);font-size:1.05rem}
.step-list p{font-size:.9rem;color:var(--muted);margin:0}
.data-table{width:100%;border-collapse:collapse;font-size:.9rem;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.data-table th,.data-table td{padding:.8rem .9rem;text-align:left;border-bottom:1px solid var(--line-2);vertical-align:top}
.data-table th{background:var(--sky);color:var(--navy);font-size:.82rem;text-transform:uppercase;letter-spacing:.05em}
.data-table tr:last-child td{border-bottom:0}

/* ---------- 17. Forms ---------- */
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:30px 32px;box-shadow:var(--shadow)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{display:block;font-size:.84rem;font-weight:600;color:var(--navy);margin-bottom:.4rem}
.field .req{color:#D64545}
.field input,.field select,.field textarea{
  width:100%;font-family:var(--sans);font-size:.93rem;color:var(--ink);background:#fff;
  border:1px solid #CBD9E8;border-radius:9px;padding:.72rem .85rem;transition:border-color .18s ease,box-shadow .18s ease
}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue-soft);box-shadow:0 0 0 3px rgba(46,111,208,.15)}
.field .hint{font-size:.76rem;color:var(--muted);margin-top:.35rem}
.field .err{font-size:.76rem;color:#D64545;margin-top:.35rem;display:none}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#D64545;background:#FFF8F8}
.field.invalid .err{display:block}
.check{display:flex;gap:.6rem;align-items:flex-start;font-size:.82rem;color:var(--body);line-height:1.5}
.check input{width:18px;height:18px;flex:0 0 18px;margin-top:2px;accent-color:var(--teal)}
.form-note{font-size:.78rem;color:var(--muted);margin-top:.9rem}

/* ---------- 18. Chat widget ---------- */
.cb-chat-launch{
  position:fixed;right:22px;bottom:22px;z-index:950;display:flex;align-items:center;gap:.6rem;
  background:var(--navy);color:#fff;border:0;border-radius:var(--radius-pill);padding:.8rem 1.15rem .8rem .85rem;
  font-family:var(--sans);font-weight:600;font-size:.92rem;cursor:pointer;box-shadow:0 12px 30px rgba(11,46,94,.32);
  transition:transform .2s ease,box-shadow .2s ease;
}
.cb-chat-launch:hover{transform:translateY(-3px);box-shadow:0 16px 36px rgba(11,46,94,.4)}
.cb-launch-ic{width:34px;height:34px;border-radius:50%;background:var(--teal);display:flex;align-items:center;justify-content:center;position:relative}
.cb-dot{position:absolute;right:-2px;top:-2px;width:11px;height:11px;border-radius:50%;background:#2BD67B;border:2px solid var(--navy);animation:cbPulse 2s infinite}
@keyframes cbPulse{0%,100%{transform:scale(1);opacity:1}50%{transform:scale(1.22);opacity:.75}}
.cb-chat-panel{
  position:fixed;right:22px;bottom:22px;width:392px;max-width:calc(100vw - 28px);height:632px;max-height:calc(100vh - 40px);
  background:#fff;border-radius:18px;box-shadow:0 26px 70px rgba(6,24,49,.35);z-index:960;display:none;flex-direction:column;overflow:hidden;
  border:1px solid #E2EBF4;
}
.cb-chat-panel.open{display:flex;animation:cbIn .25s ease}
@keyframes cbIn{from{opacity:0;transform:translateY(14px) scale(.98)}to{opacity:1;transform:none}}
.cb-head{background:linear-gradient(120deg,var(--navy-deep),#0C3B62);color:#fff;padding:14px 16px;display:flex;align-items:center;gap:.7rem;flex:0 0 auto}
.cb-avatar{width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.14);display:flex;align-items:center;justify-content:center;flex:0 0 40px;border:1px solid rgba(255,255,255,.22)}
.cb-head-txt{flex:1;min-width:0}
.cb-head-txt strong{display:block;font-size:.95rem;color:#fff;line-height:1.25}
.cb-head-txt span{font-size:.74rem;color:#9FE3E0;display:flex;align-items:center;gap:.35rem}
.cb-online{width:7px;height:7px;border-radius:50%;background:#2BD67B;display:inline-block}
.cb-close{background:rgba(255,255,255,.1);border:0;color:#fff;width:30px;height:30px;border-radius:8px;cursor:pointer;display:flex;align-items:center;justify-content:center}
.cb-close:hover{background:rgba(255,255,255,.2)}
.cb-body{flex:1;overflow-y:auto;padding:16px 16px 8px;background:linear-gradient(180deg,#F7FAFD,#EEF5FB);scroll-behavior:smooth}
.cb-body::-webkit-scrollbar{width:7px}
.cb-body::-webkit-scrollbar-thumb{background:#C6D8E8;border-radius:4px}
.cb-msg{display:flex;gap:.55rem;margin-bottom:12px;align-items:flex-end}
.cb-msg.bot{justify-content:flex-start}
.cb-msg.user{justify-content:flex-end}
.cb-bubble{max-width:83%;padding:.7rem .9rem;border-radius:14px;font-size:.885rem;line-height:1.55;box-shadow:0 1px 2px rgba(11,46,94,.06)}
.cb-msg.bot .cb-bubble{background:#fff;color:var(--body);border:1px solid #E3ECF5;border-bottom-left-radius:5px}
.cb-msg.user .cb-bubble{background:var(--navy);color:#fff;border-bottom-right-radius:5px}
.cb-bubble strong{color:inherit}
.cb-bubble a{color:var(--blue);font-weight:600;text-decoration:underline}
.cb-msg.bot .cb-bubble a{color:var(--teal-dark)}
.cb-bubble ul{margin:.45rem 0 .2rem;padding-left:1.05rem}
.cb-bubble li{margin-bottom:.25rem;font-size:.87rem}
.cb-mini-av{width:26px;height:26px;border-radius:50%;background:var(--teal-soft);border:1px solid #CDEBE9;display:flex;align-items:center;justify-content:center;flex:0 0 26px;color:var(--teal-dark)}
.cb-time{font-size:.66rem;color:#93A9BF;margin-top:.3rem;display:block}
.cb-chips{display:flex;flex-wrap:wrap;gap:.4rem;margin:0 0 14px}
.cb-chip{background:#fff;border:1px solid #CFE0EF;color:var(--navy);font-size:.79rem;font-weight:600;padding:.42rem .7rem;border-radius:var(--radius-pill);cursor:pointer;font-family:var(--sans)}
.cb-chip:hover{background:var(--teal);border-color:var(--teal);color:#fff}
.cb-typing{display:flex;gap:4px;align-items:center;padding:.75rem .9rem;background:#fff;border:1px solid #E3ECF5;border-radius:14px;border-bottom-left-radius:5px;width:fit-content}
.cb-typing i{width:7px;height:7px;border-radius:50%;background:#A9BDD2;display:block;animation:cbBounce 1.1s infinite}
.cb-typing i:nth-child(2){animation-delay:.15s}
.cb-typing i:nth-child(3){animation-delay:.3s}
@keyframes cbBounce{0%,60%,100%{transform:translateY(0);opacity:.55}30%{transform:translateY(-4px);opacity:1}}
.cb-foot{flex:0 0 auto;border-top:1px solid #E3ECF5;background:#fff;padding:10px 12px 12px}
.cb-form{display:flex;gap:.5rem;align-items:flex-end}
.cb-input{flex:1;border:1px solid #CBD9E8;border-radius:12px;padding:.65rem .8rem;font-family:var(--sans);font-size:.88rem;resize:none;max-height:96px;line-height:1.45;color:var(--ink)}
.cb-input:focus{outline:none;border-color:var(--blue-soft);box-shadow:0 0 0 3px rgba(46,111,208,.14)}
.cb-send{flex:0 0 40px;width:40px;height:40px;border-radius:12px;background:var(--teal);border:0;color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center}
.cb-send:hover{background:var(--teal-dark)}
.cb-send:disabled{background:#C3D4E3;cursor:not-allowed}
.cb-foot-note{font-size:.66rem;color:#93A9BF;text-align:center;margin:.5rem 0 0;line-height:1.4}
.cb-handoff{display:flex;gap:.4rem;flex-wrap:wrap;margin:0 0 12px}
.cb-handoff a,.cb-handoff button{display:inline-flex;align-items:center;gap:.35rem;font-size:.76rem;font-weight:600;padding:.42rem .65rem;border-radius:8px;border:1px solid #CFE0EF;background:#fff;color:var(--navy);cursor:pointer;font-family:var(--sans)}
.cb-handoff a.wa{background:#EAFBF0;border-color:#BFEBD0;color:#1B7A46}
.cb-handoff a:hover,.cb-handoff button:hover{background:var(--sky)}
/* registration gate */
.cb-reg{padding:18px 18px 20px}
.cb-reg-head{text-align:center;margin-bottom:14px}
.cb-reg-head .cb-reg-ic{width:52px;height:52px;border-radius:14px;background:var(--teal-soft);color:var(--teal-dark);display:flex;align-items:center;justify-content:center;margin:0 auto .7rem}
.cb-reg-head h4{font-family:var(--serif);font-size:1.08rem;color:var(--navy);margin-bottom:.35rem}
.cb-reg-head p{font-size:.82rem;color:var(--muted);margin:0}
.cb-fields{display:grid;gap:10px}
.cb-field label{display:block;font-size:.76rem;font-weight:600;color:var(--navy);margin-bottom:.28rem}
.cb-field input,.cb-field select{width:100%;border:1px solid #CBD9E8;border-radius:9px;padding:.6rem .7rem;font-family:var(--sans);font-size:.86rem;color:var(--ink)}
.cb-field input:focus,.cb-field select:focus{outline:none;border-color:var(--blue-soft);box-shadow:0 0 0 3px rgba(46,111,208,.14)}
.cb-field.invalid input,.cb-field.invalid select{border-color:#D64545;background:#FFF8F8}
.cb-field .err{display:none;font-size:.72rem;color:#D64545;margin-top:.25rem}
.cb-field.invalid .err{display:block}
.cb-consent{display:flex;gap:.5rem;align-items:flex-start;font-size:.74rem;color:var(--body);line-height:1.5;margin-top:2px}
.cb-consent input{width:16px;height:16px;flex:0 0 16px;margin-top:2px;accent-color:var(--teal)}
.cb-reg .btn{width:100%;margin-top:12px}
.cb-reg-foot{font-size:.7rem;color:var(--muted);text-align:center;margin:.75rem 0 0;line-height:1.5}
.cb-success{text-align:center;padding:26px 18px}
.cb-success .ck{width:60px;height:60px;border-radius:50%;background:var(--teal-soft);color:var(--teal-dark);display:flex;align-items:center;justify-content:center;margin:0 auto 1rem}
.cb-success h4, .cb-success h3{font-family:var(--serif);font-size:1.15rem;margin-bottom:.5rem}
.cb-success p{font-size:.86rem;color:var(--muted)}
@media (max-width:520px){
  .cb-chat-panel{right:10px;left:10px;bottom:10px;width:auto;height:calc(100vh - 20px);max-height:calc(100vh - 20px)}
  .cb-chat-launch{right:14px;bottom:14px;padding:.75rem 1rem .75rem .75rem;font-size:.86rem}
}

/* ---------- 19. WhatsApp float ---------- */
.cb-wa-float{position:fixed;left:22px;bottom:24px;z-index:940;display:inline-flex;align-items:center;gap:.5rem;background:#fff;border:1px solid #CFE6D8;color:#1B7A46;font-weight:600;font-size:.84rem;padding:.6rem .9rem;border-radius:var(--radius-pill);box-shadow:var(--shadow)}
.cb-wa-float:hover{background:#EAFBF0;color:#1B7A46}

/* ---------- 20. Reveal + misc ---------- */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .55s ease,transform .55s ease}
.reveal.visible{opacity:1;transform:none}
.ph-fallback{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:rgba(11,46,94,.28)}
.ph-fallback svg{width:46px;height:46px}
.btn svg,.link-arrow svg{flex:0 0 auto}
.arrow{transition:transform .2s ease}
a:hover > .arrow,.btn:hover .arrow{transform:translateX(3px)}
.notice-bar{background:var(--navy);color:#DCE9F5;font-size:.8rem;text-align:center;padding:.55rem 1rem}
.notice-bar a{color:#7FE0DE;font-weight:600}
.to-top{position:fixed;right:22px;bottom:92px;z-index:930;width:42px;height:42px;border-radius:50%;background:#fff;border:1px solid var(--line);color:var(--navy);display:none;align-items:center;justify-content:center;cursor:pointer;box-shadow:var(--shadow)}
.to-top.show{display:flex}

/* ---------- 21. Responsive ---------- */
@media (max-width:1080px){
  h1{font-size:2.4rem}
  .hero-grid{grid-template-columns:1fr;gap:36px;padding:48px 0 40px}
  .hero h1{font-size:2.6rem}
  .hero-cards{display:grid;grid-template-columns:1fr 1fr;gap:.7rem}
  .why-kb{grid-template-columns:1fr;gap:34px}
  .footer-grid{grid-template-columns:1.6fr 1fr 1fr;gap:26px}
  .site-nav{display:none}
  .nav-toggle{display:inline-flex}
  .header-actions .icon-link span{display:none}
  .header-actions .btn span{display:inline}
}
@media (max-width:980px){
  .panel-advice-grid{grid-template-columns:1fr}
  .panel-photo{min-height:220px}
  .panel-claims-inner{grid-template-columns:1fr}
  .claim-photo{display:none}
  .grid-4{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr;gap:26px}
  .step-arrow{display:none}
  .split{grid-template-columns:1fr}
  .two-up{grid-template-columns:1fr}
  .kb-cards{grid-template-columns:1fr 1fr}
  .info-grid{grid-template-columns:1fr 1fr}
  .cta-inner{grid-template-columns:1fr;gap:26px}
  .cta-side{text-align:left}
  .cta-contact{align-items:flex-start}
}
@media (max-width:760px){
  body{font-size:15.5px}
  .section{padding:56px 0}
  h1{font-size:2.1rem}
  h2{font-size:1.68rem}
  .hero h1{font-size:2.15rem}
  .hero h1 br{display:none}
  .hero-points{grid-template-columns:1fr}
  .hero-cards{grid-template-columns:1fr}
  .hero-script{left:auto;right:8px;top:auto;bottom:-14px;font-size:1.15rem;max-width:130px}
  .grid-4,.grid-3,.grid-2,.faq-grid,.kb-cards,.info-grid,.form-row{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr;gap:22px}
  .pill-grid{grid-template-columns:1fr}
  .why-list{grid-template-columns:1fr}
  .chip-strip-inner{gap:1rem}
  .chip-strip-note{margin-left:0;text-align:left}
  .footer-grid{grid-template-columns:1fr 1fr;gap:24px}
  .footer-brand{grid-column:1 / -1}
  .page-hero h1{font-size:1.95rem}
  .cta-band h2{font-size:1.75rem}
  .cb-wa-float{display:none}
  .to-top{display:none !important}
  .step-list li{padding-left:48px}
}
@media (max-width:420px){
  .container{padding:0 18px}
  .brand-name{font-size:1.3rem}
  .brand-sub{display:none}
  .btn{font-size:.9rem;padding:.8rem 1.1rem}
  .footer-grid{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none !important;transition:none !important}
  .reveal{opacity:1;transform:none}
  html{scroll-behavior:auto}
}
@media print{
  .site-header,.cb-chat-panel,.cb-chat-launch,.cb-wa-float,.cta-band,.to-top{display:none !important}
}

/* ---------- 22. Mobile navigation panel ---------- */
@media (max-width:1080px){
  .site-nav{
    position:fixed;top:var(--header-h);left:0;right:0;bottom:0;background:#fff;display:none;margin-left:0;
    flex-direction:column;align-items:stretch;gap:2px;padding:16px 18px 60px;overflow-y:auto;
    border-top:1px solid var(--line);box-shadow:0 20px 44px rgba(11,46,94,.14);z-index:890;
  }
  .site-nav.nav-open{display:flex}
  .site-nav a.nav-link{font-size:1.02rem;font-weight:600;padding:.9rem .95rem;border-radius:10px;justify-content:space-between}
  .site-nav a.nav-link[aria-current="page"]::after{display:none}
  .nav-item{width:100%}
  .nav-item.has-children > .nav-link{background:var(--sky-2)}
  .nav-item .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;border-radius:0;min-width:0;padding:4px 8px 8px;display:none;background:var(--sky-2);margin-bottom:6px}
  .nav-item .dropdown::before{display:none}
  .nav-item.open .dropdown{display:block}
  .header-actions{margin-left:auto}
}

/* ---------- 23. Hero visual layout + chat promo strip ---------- */
.hero-visual{display:grid;grid-template-columns:1.22fr .98fr;gap:18px;align-items:start}
.hero-script{left:16px;top:14px;color:#0B2E5E;font-size:1.32rem}
.chat-promo{display:grid;grid-template-columns:1.05fr .95fr;gap:34px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:34px 36px}
.chat-promo h2{font-size:1.72rem;margin-bottom:.7rem}
.chat-promo p{font-size:.95rem;color:var(--body)}
.cp-preview{background:linear-gradient(180deg,#F7FAFD,#EAF2FA);border:1px solid var(--line);border-radius:16px;padding:18px 16px;position:relative}
.cp-badge{position:absolute;right:14px;top:-11px;background:var(--navy);color:#fff;font-size:.64rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:.3rem .55rem;border-radius:6px}
.cp-b{display:flex;gap:.5rem;margin-bottom:10px;align-items:flex-end}
.cp-b.me{justify-content:flex-end}
.cp-bub{max-width:84%;font-size:.855rem;line-height:1.5;padding:.6rem .8rem;border-radius:13px;background:#fff;border:1px solid #E3ECF5;color:var(--body)}
.cp-b.me .cp-bub{background:var(--navy);color:#fff;border-color:var(--navy)}
.cp-bub b{color:var(--navy)}
.cp-b.me .cp-bub b{color:#fff}
.cp-mini{display:flex;flex-wrap:wrap;gap:.35rem;margin-top:12px}
.cp-mini span{font-size:.7rem;font-weight:600;color:var(--navy);background:#fff;border:1px solid #CFE0EF;border-radius:999px;padding:.3rem .6rem}
@media (max-width:1080px){.hero-visual{grid-template-columns:1fr;gap:16px}}
@media (max-width:980px){.chat-promo{grid-template-columns:1fr;padding:26px 22px;gap:24px}}

/* ---------- 24. Chat footer who/forget links ---------- */
.cb-who{color:#7C93AA}
.cb-forget{color:#7C93AA;text-decoration:underline;margin-left:.2rem}
.cb-forget:hover{color:var(--navy)}

/* ---------- 25. Honeypot field (spam trap - hidden from people, not from bots) ---------- */
.hp-field{position:absolute!important;left:-10000px!important;top:auto!important;width:1px!important;
  height:1px!important;overflow:hidden!important;opacity:0!important;pointer-events:none!important}